Mortgage - How much can I borrow?

This calculator has been designed to show the likely maximum amount that you could qualify for under most lenders normal lending criteria. Any figures are produced for guidance purposes only and do not represent a quotation of the final amount that you will be able to borrow. All mortgage loans depend upon the valuation of the property and the lender's own criteria. In most circumstances lender's will require proof of your income. Some lenders may carry out credit checks.

This calculator has been provided for your guidance only. Its use does not represent any offer of a mortgage advance.

If you are seeking a mortgage loan, then you must make a formal application to an appropriate mortgage lender, who will consider your application in accordance with their lending criteria.

Mortgage loans are normally subject to a formal valuation of the property and proof of your earnings.

Your home may be repossessed if you do not keep up repayments on your mortgage.